All-Inclusive Retirement & Estate Planning

Why Use A Financial Advisor?

Just as a property owner needs to work with a contractor to build their dream home, a person planning for retirement can benefit from working with a financial advisor. We’ve discovered that the real value of working with a financial advisor lies in the guided financial planning services we offer.

Our founder, Brandon, never anticipated the great impact he would have on people and families when he first began helping people plan for their retirement. Since then, it’s been clear time and time again how educating people about their options for retirement planning can help make their visions of the future possible. It’s also been clear that the opposite side of the coin holds true as well. If you don’t have a retirement plan, those future goals are left up to an increasingly less likely chance.

Shifting Paradigms

Change doesn’t happen on its own. It needs a catalyst. When it comes to your retirement, that catalyst is you. Putting money away in a 401(k), IRA, or some other retirement savings account is something that many Americans do. The paradigm shift I’m talking about comes when you actually retire and stop drawing a paycheck. Now that you’ve saved some money:

• How do you leverage it to provide you with income, meet your medical expenses, and help you achieve your financial goals for the rest of your life?
• Do you know how you can keep more of your money each year with proactive tax planning?
• Are you aware of investment tools that can preserve the value of your assets while providing you with income?
• Do you know which life insurance policy best meets your needs?

We aren’t expecting you to have answers to those questions, but we do hope that you would like to find some. That’s what we do. We help people spend more time planning ahead by looking through the windshield toward their financial future, instead of looking back through the rearview mirror.

The Ivy League Advisory Group’s process for financial advice is simple. We work with clients to develop proactive tax plans, investment strategies, and income plans that prepare them for retirement. Knowing that everyone’s situation is unique, our plans are tailored to meet the different goals and needs of each individual and family, but designed for the same purpose–to help those we serve achieve financial peace of mind both in the present and in the future.

The fact of the matter is that planning for retirement today is very different than it used to be for your grandparents, and even your parents. Career changes are more common, life expectancies are longer, healthcare costs are higher than ever, and pensions are rarer. You may need a different way to address this new set of rules.

Even the relatively simple decision to file for Social Security benefits is quite complicated these days. There are somewhere between 10,000 and 20,000 different filing options for Social Security benefits today. Do you know which is best for you? Now consider the management of your 401(k), your traditional or Roth IRA, your life insurance policy, and your stock portfolio–never mind the complex and ever-changing tax environment. How are they all contributing to your retirement and your legacy?

Once we know where the chips lie for your specific needs, we can start crafting a financial strategy for your assets that can help meet your retirement goals and your life plan. Creating a plan that achieves your goals means you first need to have a goal. Once you determine what your retirement goals are, you can rely on us to take care of helping you get there.

Take your first step here!